Can I finance a car if I have a bankruptcy?

The answer is a definite YES. Bankruptcy is not the end of the world. You can definitely buy a car after your Bankruptcy. An auto loan, with us, is easier to get than a personal loan or an unsecured loan elsewhere, because we use the car as collateral against the loan.

Can I finance a car if my credit score is low?

We don't do credit checks, so we don't look at credit scores. Our program is based upon EQUITY.  Equity is the difference between the value of an item and what is owed on it.  That is why an adequate deposit is absolutely necessary when making your vehicle purchase.  

Can I finance a car if I had a Repossession?

The answer is YES.  As we do not do credit checks or examine your history, in any way, your ability TODAY to make a significant investment with your deposit, is the only thing that matters.

How much money do I need to put down?

As with all loans, the less you borrow, the less the loan costs.  A vehicle is a major purchase costing thousands of dollars.  You should, therefore, be prepared to invest a minimum of $2000 toward your purchase and depending upon the price, more may be required.  It is not just the long term cost associated with borrowing, though, that is a factor; the monthly payment must be comfortable for you.  By combining your investment with the term of the loan, we strive to get you a balanced payment - one that takes the least amount of time to repay the loan, yet is comfortable for you on an every day basis.